chase sapphire international transaction fee

Chase sapphire international transaction fee plus#

This card offers two points per dollar spent on travel, three points per dollar spent on dining at restaurants, and one point per dollar on every other purchase.Ĭhase is fairly liberal with how it defines travel and restaurants.

For example, 60,000 points are worth $1,000 toward travel. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. That's $1,000 when you redeem through Chase Ultimate Rewards. That's $750 when you redeem through Chase Ultimate Rewards®. That allows the possibility of getting even more for your points, provided you’re prepared to hunt down great redemptions deals from those partners.Įarn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. For one, you can transfer points to Chase's travel partners, such as airlines and hotels, at a 1:1 ratio. If you're willing to expend a little effort to make the most of those points, you can transfer them to your Chase Sapphire Preferred account and use them to buy travel from the Chase portal at the bonus rate.Įven if you prefer not to book travel through Chase, this card's respectable two points-per-dollar-spent rewards rate, along with a point per dollar for other purchases, might be lucrative enough to justify paying the fee to get the card. It's an even better bet for those who also hold, or are open to getting, other Chase cards that earn Ultimate Rewards points. Its rewards are richest for travel spending (as well as for dining out), and it offers the biggest bang for points earned if you use them to make travel purchases from the Chase Ultimate Rewards portal. This Chase Sapphire Preferred is first and foremost a card for those who travel, and quite a lot. For example, the Capital One Venture card comes with a $100 statement credit for Global Entry or $85 credit for TSA Precheck, and other cards provide those same credits along with other credits for incidental airline fees, as well.

Fewer Travel Credits Than Some Competing Cards: While the Chase Sapphire Preferred has a few other travel pluses, such as above-average car-rental coverage, it has almost none of the premium benefits for frequent travelers of other travel cards, including some with the same $95 fee as it requires.

The regular-and relatively high- variable APR of 20.49% to 27.49% applies, making this card a less than ideal choice for transferring a balance or making a large purchase that you plan to pay off over time.

No Introductory 0% APR Offer: Unlike many cards, the Chase Sapphire Preferred doesn't offer an introductory 0% APR on balance transfers or purchases, and there’s also a hefty fee for transfers to the card (of $5 or 5% of the transferred balance, whichever is greater).Even those who redeem for travel through Chase Ultimate Rewards will need to spend $3,800 per year to recoup the $95 fee. Still, paying a fee creates a risk that you won't recoup your investment, especially if you don’t take advantage of a card's optimal redemption options-in this case receiving the points bonus when you book travel with Chase Ultimate Rewards. For example, cardholders who redeem points for cash back will need to spend $4,750 per year in the high-rewards travel and dining category in order to break even on the annual fee. $95 Annual Fee: It's hardly out of the norm for a travel card to come with an annual fee indeed, several competitors to this card also charge $95 per year.Although that portal allows points to be redeemed for cash back, gift cards and transfers to Chase points partners, the 25% bonus applies only to using points to make travel redemptions through the Chase Ultimate Rewards portal.

Chase sapphire international transaction fee plus#

That boost gives you an effective rewards rate of 3x on dining and 2x on all other travel purchases, plus more.

25% Points Bonus on Travel Booked through Chase: Points redeemed for airfare, hotels, car rentals, and cruises get 25% more value, rising from 1 cent per point to 1.25 cents, when cardholders book their travel through Chase's Ultimate Rewards.

Few cards in the travel category provide a one-time offer that substantial.

Outstanding One-Time Offer for New Cardholders: New members can earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

Generous Rewards on Travel and Dining: Enjoy beneﬁts such as 5x on travel purchased through Chase Ultimate Rewards, 3x on dining, and 2x on all other travel purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more.

Fewer travel credits than some competing cards